TLDR
Email or SMS impersonating the Zaklad Ubezpieczen Spolecznych (ZUS, Social Insurance Institution) informs about a refund of overpaid contributions of 137 687 PLN. The link leads to zus zwrot.pl (the real one: zus.pl). It requests PESEL...
How it works
Email or SMS impersonating the Zaklad Ubezpieczen Spolecznych (ZUS, Social Insurance Institution) informs about a refund of overpaid contributions of 137 687 PLN. The link leads to zus zwrot.pl (the real one: zus.pl). It requests PESEL...
Red flags
- Urgent pressure to click, pay, or share codes immediately.
- A link or sender that does not match the official organization.
- Requests for card data, passwords, OTPs, wallet signatures, or bank transfers.
What to do
- 1IF YOU ARE A VICTIM: change Profil Zaufany password (login.gov.pl), report identity theft, report to CERT Polska at incydent.cert.pl, Police.
Source
FAQ
Is Fake ZUS — refund of contributions 437 PLN a real scam pattern?
Yes. Treat the message, call, or payment request as suspicious until you verify it through an official channel.
What are the first warning signs?
Urgent pressure to click, pay, or share codes immediately.; A link or sender that does not match the official organization.; Requests for card data, passwords, OTPs, wallet signatures, or bank transfers.
What should I do first?
IF YOU ARE A VICTIM: change Profil Zaufany password (login.gov.pl), report identity theft, report to CERT Polska at incydent.cert.pl, Police.
Can LegalAudit check my case?
Yes. Start a free chat and paste the message, link, sender, or payment details for triage.