TLDR
The attacker hijacks a Facebook/Messenger account (via phishing). They send a message to friends: 'I urgently need 800 2,500 PLN via BLIK, I'll pay you back in an hour'. They ask for a BLIK code from a banking app. Indicators: 1) request...
How it works
The attacker hijacks a Facebook/Messenger account (via phishing). They send a message to friends: 'I urgently need 800 2,500 PLN via BLIK, I'll pay you back in an hour'. They ask for a BLIK code from a banking app. Indicators: 1) request...
Red flags
- Urgent pressure to click, pay, or share codes immediately.
- A link or sender that does not match the official organization.
- Requests for card data, passwords, OTPs, wallet signatures, or bank transfers.
What to do
- 1IF YOU ARE A VICTIM: report to the bank as soon as possible (a BLIK transaction can be reversed within a few dozen minutes), report to the Police (cyber.policja.pl), CERT Polska.
Source
FAQ
Is BLIK scam — fake friend on Messenger asks for a code a real scam pattern?
Yes. Treat the message, call, or payment request as suspicious until you verify it through an official channel.
What are the first warning signs?
Urgent pressure to click, pay, or share codes immediately.; A link or sender that does not match the official organization.; Requests for card data, passwords, OTPs, wallet signatures, or bank transfers.
What should I do first?
IF YOU ARE A VICTIM: report to the bank as soon as possible (a BLIK transaction can be reversed within a few dozen minutes), report to the Police (cyber.policja.pl), CERT Polska.
Can LegalAudit check my case?
Yes. Start a free chat and paste the message, link, sender, or payment details for triage.