TLDR
Health insurance scams surge during Open Enrollment for Medicare and the Marketplace. Scammers often pay to have fake or misleading sites appear at the top of search results, hoping to steal personal data or sell bogus policies. Red flags...
How it works
Health insurance scams surge during Open Enrollment for Medicare and the Marketplace. Scammers often pay to have fake or misleading sites appear at the top of search results, hoping to steal personal data or sell bogus policies. Red flags...
Red flags
- Search result ad mimics official branding but the URL is slightly off High pressure tactics urging you to enroll or pay immediately Requests for payment via gift cards, wire transfer, or cryptocurrency
What to do
- 1Go directly to official sites like Medicare.gov or HealthCare.gov Verify any broker or agent through your state insurance commissioner before sharing info Never share personal details or payment info with unsolicited callers
Source
ftc-consumer-blog
Source reviewed by Mythos Forensic Team
https://consumer.ftc.gov/%3Ca%20href%3D%22https%3A//consumer.ftc.gov/consumer-alerts/2026/09/what-know-ahead-open-enrollment-avoid-health-insurance-scams%22%20hreflang%3D%22en%22%3Eview%3C/a%3EFAQ
Is What to know ahead of Open Enrollment to avoid health insurance scams a real scam pattern?
Yes. Treat the message, call, or payment request as suspicious until you verify it through an official channel.
What are the first warning signs?
Search result ad mimics official branding but the URL is slightly off High pressure tactics urging you to enroll or pay immediately Requests for payment via gift cards, wire transfer, or cryptocurrency
What should I do first?
Go directly to official sites like Medicare.gov or HealthCare.gov Verify any broker or agent through your state insurance commissioner before sharing info Never share personal details or payment info with unsolicited callers
Can LegalAudit check my case?
Yes. Start a free chat and paste the message, link, sender, or payment details for triage.