TLDR
Senior receives call/letter: 'Congratulations, you've won $2.5M from Publishers Clearing House / Mega Millions / Costco'. To claim the prize, victim must pay 'IRS taxes' or 'insurance bond' upfront via gift card, wire or check. Real PCH...
How it works
Senior receives call/letter: 'Congratulations, you've won $2.5M from Publishers Clearing House / Mega Millions / Costco'. To claim the prize, victim must pay 'IRS taxes' or 'insurance bond' upfront via gift card, wire or check. Real PCH...
Red flags
- Urgent pressure to click, pay, or share codes immediately.
- A link or sender that does not match the official organization.
- Requests for card data, passwords, OTPs, wallet signatures, or bank transfers.
What to do
- 1Real PCH never asks winners to pay anything; AARP reports sweepstakes scams cost seniors $300M+/year.
- 2WHAT TO DO: no legitimate prize requires upfront payment; report to PCH at 1 800 392 4190 to verify.
- 3IF VICTIM: notify bank if any check deposited (do not spend funds — check will bounce in 5 10 days), file ReportFraud.ftc.gov + AARP Helpline 877 908 3360 + USPIS if mailed.
Source
AARP
Source reviewed by Mythos Forensic Team
https://www.aarp.org/money/scams-fraud/info-2019/sweepstakes.htmlFAQ
Is Sweepstakes / lottery winner scam — Publishers Clearing House impostor a real scam pattern?
Yes. Treat the message, call, or payment request as suspicious until you verify it through an official channel.
What are the first warning signs?
Urgent pressure to click, pay, or share codes immediately.; A link or sender that does not match the official organization.; Requests for card data, passwords, OTPs, wallet signatures, or bank transfers.
What should I do first?
Real PCH never asks winners to pay anything; AARP reports sweepstakes scams cost seniors $300M+/year.; WHAT TO DO: no legitimate prize requires upfront payment; report to PCH at 1 800 392 4190 to verify.; IF VICTIM: notify bank if any check deposited (do not spend funds — check will bounce in 5 10 days), file ReportFraud.ftc.gov + AARP Helpline 877 908 3360 + USPIS if mailed.
Can LegalAudit check my case?
Yes. Start a free chat and paste the message, link, sender, or payment details for triage.